When making an enquiry or reservation via our website, please clearly indicate you preferred method of payment to avoid disappointment. When you buy through our links, we may earn a commission. Most merchants love debit cards. Yes, technically you can rent a car with a debit card. They put stiffer policies in place for renters using a debit card as payment in order to protect themselves. Just dont forget to track your spending. We used them twice before moving on to a one of the many other car Here are some things to think about when choosing a rental car: Size matters The size of your rental can affect the price you pay. If you don't have a credit card, don't worry. We gave them two strikes- Strike #1- Flew in to the Monterey Airport for a long weekend of surfing and kicking back. This material is for informational purposes only and should not be construed as financial, legal, or tax advice. To rent a car from Enterprise, car rental companies require you to deposit some amount. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Youll run into far fewer restrictions when you rent a car using a credit card. You wont undergo a credit check and the company accepts debit cards for non-premium or luxury rentals as long as you book your car 24 hours before pick-up. If you damage the car, you cant use your credit line. Outside of the current welcome bonus, youre only earning higher rewards on specific airfare and hotel purchases, so its not a great card for other spending categories. However, that does not mean you will be exempt from a deposit. Otherwise, the rental company might end up paying for it. So, if you have the lowest credit score possible or negative items on your credit report, you may be turned away from renting a car using a debit card. At the time of rental, the estimated total amount for the rental will be charged to the credit card provided by Renter. Most Americans have at least one credit card, and there are many benefits to having one. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Lets say you charge that $300 car rental fee to your credit card, which has an annual percentage rate of 19%. You can see that clearly when comparing rental policies using a credit card versus a debit card. Even so, its a good idea to make sure the car you are renting isnt manual, especially if you dont know how to drive one. Made our reservation on line using the Sign up for our daily newsletter and check out our beginners guide. The deposit amount will not be available for use by Renter and/or refunded to Renter until after the vehicle has been returned and the rental contract is closed. Major car rental companies offer customers a few options when it comes to booking and paying for rental cars. You dont need it! Most people assume they need to use a credit card to rent a car so they can getrental car insurancecoverage through their credit company. American Express, Discover Network, MasterCard, and Visa credit cards are accepted at our non-airport Locations, located within the United States and Puerto Rico. However, car rental companies run the risk of losing money if you dont have adequate funds available on your debit card, so they often require you to jump through certain obstacles to book a car rental with a debit card. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. If you're wondering why most rental car companies require (or prefer) credit cards, there are a few reasons. You don't need a credit card to rent a car with most car rental companies. Log In Sign Up. National only accepts debit cards for rentals made at airport locations and only if youre able to provide proof of return travel. You do not have access to www.thepennyhoarder.com. *Enterprise does not issue gift cards and will never ask you for credit card or other payment information over the phone. Indeed, we follow strict guidelines that ensure our editorial content is never influenced by advertisers. At airport locations, debit cards are only accepted at the time of rental if accompanied by a ticketed return travel itinerary. Renters without a ticketed return travel itinerary will need to provide a credit card with sufficient available credit to cover the estimated total amount for the rental and a deposit between $200-$850 depending on the rental location and class of vehicle rented. Butwith that 19% interest being charged on the entire amount, youll now have to pay back $2,142 total. . Some car rental companies limit the types of cars you can rent if youre paying with a debit card. The process includes a credit check and may take up to 30 days to complete. WebWhen you rent a car with a debit card, you are essentially renting with the cash in your debit card-linked checking account. The rental car company may ask you to put down a deposit using another source of funds, such as a cashier's check, personal check, or money order. Do Not Sell or Share My Personal Information. Comparison shop Check out a few websites for the kind of rental you want. Fortunately, vehicles in the "economy" category (like compacts and sedans) are usually available to rent withouta credit card. Considering Hertz charges a deposit ranging from $900-$2,000, its probably best that these funds arent (temporarily) coming out of your checking account. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. WebIt is possible to rent a car with no credit check. Alamo accepts debit cards at airport rental counters if you provide proof of return travel and agree to pay a $200 refundable deposit. Thats because credit cards are easy to accept, and they can offer rental companies protection if there are additional charges due on your end at any point in time. Most companies require the name and address on your drivers license to match your current home address as well. Was this article helpful? You may still need some type of payment card, though. And theyll get you better gas mileage too. WebTop Enterprise Rent-A-Car Employees Andrea Kershaw Vice President and General Manager. Additionally, Renter is responsible for any overdraft fees incurred. Some rental car companies require a credit check to secure a reservation with a debit card. You must be at least 25 years old to rent a car using a debit card at Avis and Budget. Neither ZDNET nor the author are compensated for these independent reviews. Customers may be Active-duty military personnel are exempt from address requirements. Alamo car rental also accepts debit cards at their airport outlets. Learn how to cancel your credit card and break free from credit once and for all. Hertz (from $9.99/day) Enterprise Rent-A-Car (from $5/day) Alamo Rent A Car ($10.99/day) National Car Rental ($10.99/day) Dollar Rent A Car (varies by state) In addition to supplemental rental car insurance options, car rental companies offer collision damage waivers (CDW), also commonly known as WebWhen you rent a car with a debit card, you are essentially renting with the cash in your debit card-linked checking account. If youre booking an expensive rental, youll need to contend with having the entire cost plus a security deposit withdrawn from your checking account. But rental car agencies will only accept debit cards under strict conditions (e.g., credit checks, deposits of $500+, etc. Canadian debit cards are not accepted at the time of rental. Budget accepts debit cards for reservation if youre at least 25 years old. Here's a look at how to rent a car without a credit card, car rental companies that accept debit cards and other relevant details you need to know for your next car rental. Now, youre probably wondering how to rent a car without a credit card . WebThe long answer We accept payment by either a debit or credit card in the name of the renter. Only US and International debit cards are accepted. Plus, your own feed of TPG content. Enterprise accepts car hire payment with all major debit cards, with the exception of Visa Electron, Maestro, Solo and prepaid cards. You can rent a car without a credit card, but you may face a few hurdles along the way. The reason a credit card is needed is due to the deposit. You still need to provide a credit or debit card at check-in to secure your rental. But, depending on your Enterprise Plus elite status, you may earn 10% to 20% bonus points. Dont worry it will be returned to you. Often it's the local rental office that sets these policies. More. This may influence which products we write about and where and how they appear on the page. Fort Myers, FL, US View. Most links in our content provide compensation to Slickdeals. Check with your rental location to see if the rental location accepts cash or money orders at the end of the rental. Other restrictions include the following: Related: Your points, miles and loyalty guide to Avis. Canadian debit cards are not accepted at the time of rental. First, you will need to look into rental car companies that do not require a credit card for vehicle reservations. This is $232.30 in savings just for holding this credit card. You may think that renting a car with a debit card is a story someone made up for attention. While you can use a debit card to rent a car, there are some significant trade-offs. There are some companies out there that actually let yourent a car with a debit card(that is, non-prepaid debit cards backed by Visa, Mastercard or Discover). Utility bill(s), cellular phone bill(s) and paycheck or paystub must be originals and dated within 30 days and, each must indicate the renters current home address. Theres no need to go into debt for something you can save up for yourself! But if you dont have a credit card, you arent completely out of luck. WebHow to Rent a Car Without a Credit Card. Note: Enterprise will charge an additional fee of $200 if you pick up a rental car at an airport. This card is also incredibly rewarding for travel purchases, helping you rack up a ton of Membership Rewards points for your next award trip. However, using a debit card could leave customers missing out on valuable benefits and protections when paying with a credit card. Using a credit card can give you access to a wider variety of cars, it may help you avoid unnecessary credit checks, and it makes the deposit process much easier. 1. This post contains references to products from one or more of our advertisers. This site does not include all credit card companies or all available credit card offers. However, they wont accept prepaid cards to book a car rental. Ask Your Question Fast! Typically, customers have their refund within 20 business days. Customers may be able to reserve a vehicle without a credit card at the following major car rental companies: Most car rental companies let you pay cash when you return the car, but you will need to use a credit or debit card to secure the rental. Do Not Sell or Share My Personal Information, https://www.moneylion.com/terms-and-conditions/. To account for Renter potentially incurring additional amounts owed under the rental contract, at the time of rental, renters without a ticketed return travel itinerary will be required to provide a deposit between $400 and $850 depending on the rental location and class of vehicle rented. Fort Myers, FL, US View. There are a few caveats to be aware of. Some car rentals, for example, only allow debit cards with the Mastercard or Visa logo on them. Because the rental company can't secure a deposit without a credit card, there's more risk in letting you borrow an expensive car. When you don't have a credit card, you might be limited in the types of cars you can rent. If you damage the car, you cant use your credit line. We used them twice before moving on to a one of the many other car rental agencies here. Applying for and maintaining consumer credit accounts is an important financial decision, with lasting consequences, and requires thought, planning and comparison shopping for the offer that best suits your personal situation. For more information about MoneyLion, please visit https://www.moneylion.com/terms-and-conditions/. Some Enterprise locations allow you to do this and Dollar accepts cash for car rentals in most states if youre at least 20 years old, complete the Cash Deposit ID Card application and pay a $15 processing fee. WebPlanning on renting a car for a short duration (1-2 days). 1. Enterprise shall not assume responsibility or liability in connection with the use of online-only, virtual credit cards or any other type of "single-use" card number security product or one-time use credit card number that may be provided by credit card companies for online transactions. Personal references - You may be asked to provide the name and phone number for two individuals who know who you are and where you live. Budget, for example, lets customers pay in cash but must provide a deposit using a credit or debit card. If using a debit card for any amounts owed, the available funds in the account associated with Renters debit card will be reduced by those amounts. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Sixt accepts debit cards for car rentals under 28 days if you choose the Pay Later option during booking and present two forms of ID. For example, Avis locations in the Tri-State area, Philadelphia, Mississippi, Louisiana and Hartford, CT do not accept debit cards. Due to bank processing times, this could be delayed. *Enterprise does not issue gift cards and will never ask you for credit card or other payment information over the phone. $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, The New York Times, and other participating providers. Note: Enterprise will charge an additional fee of $200 if you pick up a rental car at an airport. Active-duty military personnel are exempt from address requirements. American Express, Discover Network, MasterCard, and Visa credit cards are accepted at our Airport Locations, located within the United States and Puerto Rico. Enterprise Rent-A-Car Can you rent a car at age 18? 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